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New guarantees and insurance products in spring 2021 make home purchases and investments safer and more predictable in Hungary.
Home Buying Becomes Safer
In spring 2021, new home guarantees and insurance products emerged in the Hungarian property market, aiming to strengthen protection for buyers and investors. These programs help make real estate purchases and investments less risky and more predictable.
What Do the New Guarantees Cover?
The new home guarantees cover risks such as construction defects, delays, or even the financial instability of developers. Some insurance packages also offer compensation in case of incomplete or delayed handover. These guarantees are most common in the new-build segment but are increasingly available for secondhand property transactions as well.
Benefits for Buyers and Investors
For investors, these guarantees bring greater confidence when entering new projects, as they help reduce exposure to risk. For buyers, they offer peace of mind, ensuring that the price they pay translates into real value—without surprises, hidden costs, or handover delays.
New Insurance Products on the Market
Insurance providers are introducing innovative products covering title transfers, the cost of fixing construction issues, and even landlord-related risks. These tools enhance transparency and contribute to greater market stability.
Market Reactions and Outlook
The launch of these new guarantees and insurance solutions has been positively received. In 2021, these services are expected to expand further, with more developers and buyers opting in. Over time, they could strengthen trust and security across the real estate sector.
Summary
As of March 2021, homebuyers and investors enjoy increasing protection thanks to new guarantees and insurance options. These developments make real estate decisions easier and support the emergence of a more stable and transparent market.
